Peter Tzannos - REALTY EXECUTIVES



Posted by Peter Tzannos on 6/17/2019

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The idea of homeownership can seem daunting if you doubt you can save up a down payment. After all, even a modest house on a conventional mortgage requires twenty percent plus the closing costs. When saving up seems out of reach, try these creative tips to grow your nest egg:

Delay gratification

A lofty word for a simple idea, delaying gratification means doing without for now so that to attain a specific goal. Nearly every budget has discretionary funds—what’s left over after paying rent, utilities, and other necessary bills. Once you’ve identified what’s left over, you get to decide how to spend it. When homeownership is the goal, some purchases become less necessary, and others can wait until you’ve attained your objective.

First, open a savings account specifically for your down payment. Consider setting it up in a credit union or a different bank from your regular financial institution so that the extra effort it takes to move it into your regular account mitigates the temptation to use it to pay bills.

Then, consider ditching these items for less expensive alternatives (or altogether) and putting the savings directly into your new account. Treat the savings as an expense, the same way you did the bill payment, or else the extra funds could just slip away:

  • Gym membership: finding a less expensive gym or utilizing a local park for workouts could save you an extra $35-50 per month.
  • Dump satellite or cable. Try to opt for less expensive online streaming alternatives or plan regular evenings with friends to share viewing your favorite shows. Depending on the plan you have, savings can really add up and more time socializing with friends is a bonus.
  • Instead of expensive meals out, plan a movie or game night at home. Invite friends and share potluck or have everyone bring ingredients to cook together.
  • Local libraries have current books, DVDs, audiobooks, and magazines so make a habit of stopping there to check them out instead of paying for your own. Many electronic media memberships have options for sharing with a friend or family member and qualifying for free books and audios.
  • Make saving a game. See who saves the most each week—you or your spouse/partner—and allow that person one small indulgence—a latte, for example, or an evening free of the children for a spa bath.

Set a price on each of these events and pay that amount into your savings account. If you don’t isolate the savings, you’ll find it harder to keep it up.

Find alternative income

You could take a second job to add to your savings or a freelance gig. Put 100 percent of what you've paid into your savings account. Other options include monetizing a hobby (if it doesn’t cost you more money than you make) to sell online or through local outlets. Perform seasonal jobs such as raking leaves, shoveling snow or washing windows.

Put all loose change in a piggy bank (or coin jar). Determine to spend only paper money, then save all the loose change. When the jar or bank is full, take the coins to the bank or a coin-counting machine. Discipline yourself to put the cash in your savings account though so it doesn't slip through your fingers.

As you near your savings goals, reach out to your real estate professional for tips on finding the perfect home in your budget.




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Posted by Peter Tzannos on 6/14/2019


269 Dale Street, Waltham, MA 02453

Condo

$969,000
Price

8
Rooms
4
Beds
3
Baths
True Luxury awaits you at this all new constructed townhouse!LOCATION, QUALITY and VALUE! This townhouse is truly unique with no real comparison on the market. The developer spared no expense crafting this high end luxury home. From the custom wide plank oak floors, marble flooring and over sized bathrooms you will be impressed with every detail.Some of the luxury features include Porcelanosa imported vanities, Wolf custom kitchen cabinets, Bertazzoni Professional Grade Italian appliances, wine coolers, quartz waterfall countertops and island, California closets, mud room, gas fireplace, LED lighting, Front & Rear Mud rooms and much more! All this in an ideal neighborhood with close proximity to shopping and all the highly acclaimed restaurants that Waltham has to offer. Very close proximity to all major routes, 128/95, mass pike, rt 20and 117. Come see why money magazine ranked Waltham as one of the best places to live in the country!
Open House
Friday
June 14 at 11:00 AM to 12:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 269 Dale Street, Waltham, MA 02453    Get Directions

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Tags: Waltham   Real Estate   open house   Condo   02453  
Categories: Open House  


Posted by Peter Tzannos on 6/11/2019


269 Dale Street, Waltham, MA 02453

Condo

$969,000
Price

8
Rooms
4
Beds
3
Baths
True Luxury awaits you at this all new constructed townhouse!LOCATION, QUALITY and VALUE! This townhouse is truly unique with no real comparison on the market. The developer spared no expense crafting this high end luxury home. From the custom wide plank oak floors, marble flooring and over sized bathrooms you will be impressed with every detail.Some of the luxury features include Porcelanosa imported vanities, Wolf custom kitchen cabinets, Bertazzoni Professional Grade Italian appliances, wine coolers, quartz waterfall countertops and island, California closets, mud room, gas fireplace, LED lighting, Front & Rear Mud rooms and much more! All this in an ideal neighborhood with close proximity to shopping and all the highly acclaimed restaurants that Waltham has to offer. Very close proximity to all major routes, 128/95, mass pike, rt 20and 117. Come see why money magazine ranked Waltham as one of the best places to live in the country!
Open House
Friday
June 14 at 11:00 AM to 12:30 PM
Cannot make the Open Houses?
Location: 269 Dale Street, Waltham, MA 02453    Get Directions

Similar Properties





Tags: Waltham   Real Estate   open house   Condo   02453  
Categories: Open House  


Posted by Peter Tzannos on 6/10/2019

Here are some secret places where dirt and germs accumulate.

Kitchen - The Sponge 

Even though we take time to clean the sink and worktop, there is something that often escapes our routine cleaning... the kitchen sponge. 

How to take care of it?

Opt for sponges that are good quality, dependable, and wash with hot water. The hot water helps kill some germs and makes your cleaning more effective. Flap the sponge well when you're done using it every day to avoid humidity in which the bacteria reproduce.

Living room– Remote Control

One never thinks of cleaning it, yet everyone fiddles with it, makes it fall to the ground; it passes in the hands full of crumbs of chips, under the soles of the slippers; not to mention the times when we sit on it by mistake or those where the dog drool over it.

How to clean it?

Spray a little liquid soap on a cotton swab and clean carefully between the keys.

Bathroom - The toilet seat

The toilet seat sometimes does not get all the cleaning it deserves.

How to clean them?

Washing your toilet set once a week won't suffice. You must do it every day or at least three times a week. The lid is flipped before flushing to prevent the movement of water from causing the bacteria to fly.

Doorknob

Doorknobs can be one of the dirtiest places in the house especially that of washrooms and the ones facing outdoors.

How to clean one?

80% of infectious diseases spread by hands. Think about putting a disinfectant bottle near the door at the entrance and outside your washroom to ensure that the hands that hold the doorknobs are clean and do not transfer any germs.

Bath Mat 

Sometimes you wash the towels and bath and remember to clean the shower. Most times, the bath mat goes scot-free in the middle of household chores. However, it must be washed and changed at least as much as towels or more: because it stays on the ground, wet, and is used by several people. 

How to wash it?

You need to, first of all, stop taking shoes into the bathrooms and also ensure that you clean the bath mat often enough. You should also ensure that your floor mat stays dry as much as possible.

Pay attention to these areas to keep your home clean. Pay extra attention to these areas when cleaning your home for inspection or an open house.




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Posted by Peter Tzannos on 6/7/2019

True Luxury awaits you at this all new constructed townhouse!LOCATION, QUALITY and VALUE! This townhouse is truly unique with no real comparison on the market. The developer spared no expense crafting this high end luxury home. From the custom wide plank oak floors, marble flooring and over sized bathrooms you will be impressed with every detail.Some of the luxury features include Porcelanosa imported vanities, Wolf custom kitchen cabinets, Bertazzoni Professional Grade Italian appliances, wine coolers, quartz waterfall countertops and island, California closets, mud room, gas fireplace, LED lighting, Front & Rear Mud rooms and much more! All this in an ideal neighborhood with close proximity to shopping and all the highly acclaimed restaurants that Waltham has to offer. Very close proximity to all major routes, 128/95, mass pike, rt 20and 117. Come see why money magazine ranked Waltham as one of the best places to live in the country!

More Info on this Property | New Listing Alerts




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